SSL Certificates – The Credit Card Defender

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virtual-identity-69996_640SSL – Secure Socket Layer is the standard security technology used to encrypt online data. SSL offers encrypted communication between the server and the customer’s web browser when transmitting credit card numbers and other personal information. The SSL protocol uses Certificate Authority (CA) to issue ‘digital certificates’ to the authenticated company. SSL working mechanism includes authenticating the server’s identity, the website’s identity and once the authentication is verified, the message will be sent in the form of encrypted information to the one who asked for a certificate.

The importance of SSL certificate is felt when we give our credit card, personal information to e-commerce websites. Websites which we use for online shopping always should have a digital certificate. But, if we request an SSL certificate, it may take some time as the encrypted data from the server has to be decrypted to the user. SSL certification cannot easily be accessed by hackers because they should have the proper key to encrypt the data. So, in all ways, the security of the certificate is taken care off, and so one can rely on the Certificate Authority. The most popular certificate authorities in the World Wide Web are Thawte and VeriSign.

An SSL certificate contains the details of the owner like his e-mail address, validity period, and Distinguished Name along with the Common Name and also the certificate identification of the person who issues this information. The Certification Authority maintains a list in which we can find names of the signed certificates and also about the revoked certificates.

mobile-phone-1026122_640SSL certificates help customers to make quick decisions when they make some online transaction using their credit cards. Also, SSL increases the accountability and visibility of the company and creates goodwill and positive image among the customers. The certification maintains the data passed between the browsers and web server private and confidential. Thus, the website can meet the security, privacy and safety standards required to protect sensitive and personal data.

Nowadays, online banking websites also offer secure site ssl to enhance their customers’ confidence. Also, the website will be accepted globally only when it has SSL certification.

Summary
There is no doubt that the internet has effectively created novel opportunities for e-commerce. However, that development is also attracting numerous cyber criminals. A fraudulent website imitating a legitimate business may attempt to woo innocent visitors into revealing personal information. The only ultimate solution to this problem is procuring a Secure Sockets Layer. Thus, every website should ensure that they have an SSL certificate when they accept credit cards and collect personal information from their customers.

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